University Tuition Costs are Too High Essay -- College Costs Are Out O

The cost of tuition for higher education is quickly rising. Over half of college freshmen show some concern with how to pay for college. This is the highest this number has been since 1971 (Marill and O’Leary 64-66, 93). The amount of college graduate debt has been rapidly increasing also. With limited jobs available because of the high unemployment rate, college graduates find themselves staying in debt even longer. Although grants and financial aid are available to students, students still struggle to pay for their college tuition. Higher education costs are prohibitively expensive because the state’s revenue is low, the unemployment rate is high, and graduates cannot pay off their student loans. One reason that higher education is not affordable is that the states’ revenue is low and the states are in debt. Because of their decreasing tax revenues, many states need to make cuts in their budget. As a result of this, tuition is rising and other changes are happening throughout colleges. Some of these changes include: higher student to faculty ratios, less but larger classes, and fewer on-campus jobs that normally support students (Hulsey 24). These changes affect students and impact their view and decisions of certain colleges. The tuition rate has also â€Å"been rising at about 6 percent a year for most of the past ten years† (Marill and O’Leary 64-66, 93). This percent inevitably makes it harder for students to find an affordable college. High tuition prices also keep some people from attending their dream college. All of these changes have an effect on the students and the rising tuition prices. Another result of the different states being in debt is that they are giving colleges less financial help. â€Å"Prior to ... ...or all students. One reason for this is that the states’ revenue is low. High unemployment rates also contribute to this problem. Another cause of this is the inability of students to pay off their loans. Nearly two-thirds of college freshmen feel concerned about how to pay for college and almost the same amount graduate with debt (Marill and O’Leary 64-66, 93). Since high tuition and loans drastically affect a person, many students feel forced to take this into consideration when making plans for their future. Many plans and dreams that high school students have become altered when reality hits them about the cost of continuing their education. Therefore, students just cannot afford higher education.

Gender Inequality in the Ancient World

Francesca Succi Dr. Brown Western Civ I 18 September 2012 Gender Inequality in the Ancient World Throughout history, women have been regarded as unequal and subordinate to men. In the male-dominated Western culture, the issue of women’s rights seems unending; even thousands of years after the first evidence of gender inequality, society has yet to even the playing field. Although it seems like our culture is progressive, we still share many qualities with the ancient civilizations of Mesopotamia and Greece.Women were in no way equal to men during these ancient times; in fact, in some areas, they were considered subservient to men, with no rights or privileges. However, there were some areas of Ancient Greece that had a different model for social structure. The treatment of women in Mesopotamian culture differs greatly from that of Greek culture, as well as within Greece, between Lacedaemon and Athens; despite this, gender inequality was still present in each culture at some le vel.Of these three areas of the ancient world, Lacedaemon indisputably had the most progressive model for social structure, with Mesopotamia close behind. Athens, which seems like it would have the most liberal model for society, actually had the highest level of gender inequality. In ancient times, there were several aspects of life that caused a divide between genders. First, and probably most obviously, women had various levels of responsibilities and several social roles within the different areas of the ancient world.In the most progressive social structure of Lacedaemon, women played an indispensable and essential part. Since the basis of their culture was to train and sustain an unconquerable army, this occupied most of the time for almost all men, who left many responsibilities that the women needed to take on. Girls learned from age seven not only how to cook and clean and be a good housewife, but also everything that was required to run an estate (Brown, Lecture, 2012). Yo ung women were taught math and accounting so they would easily be able to take on and run an estate when they were older.Lacedaemon â€Å"was unique among ancient Greek cities in the freedom it granted to its female citizens—this was partly due to reliance on women to manage estates while men were away at war† (Sacks â€Å"Sparta†). This culture relied almost equally on both the men and women in society for very different jobs. Since the responsibilities were so evenly distributed, there was more of a sense of gender equality. Indeed, Lacedaemon was quite unique in this tendency to treat women relatively equally to men.The Mesopotamians, who were the second most liberal of these three areas, set women on a much lower pedestal than the Lacedaemonians: Mutually exclusive extremes [like male vs. female] are at the core of ancient Near Eastern gender roles†¦ [cuneiform] makes it very plain that the place of a woman was considered the domestic sphere, where she gave birth and raised children; cooked, baked, and brewed; made textiles by spinning, weaving, and sewing; laundered and cleaned; and kept the household running (Radner). The women’s social roles and responsibilities were much more restricted than those of Lacedaemon women.They were only expected to clean and be a suitable housewife. One of the only similarities between Lacedaemon and Mesopotamia is that the women were held somewhat responsible for running the estate. Males and masculinity were associated with power and strength, while females and femininity were associated with passiveness and weakness. This probably sounds relatively familiar, because in the modern and post-modern eras, society still experiences these gender roles that were established in ancient times. Mesopotamia, the foundation of Western civilization, is where these moderately-conservative gender roles truly began.Even more extreme gender roles could be found in Athenian culture. Women were, in the most literal sense, inferior to men. The Athenians took the conservative gender roles that were found in Mesopotamia and inflated them to enormous proportions: Male Greek society valued rational discourse, military courage, and physical endurance and self-restraint. Women  were believed to be irrational, fearful, and ruled by physical desires. One reason why  women  were kept secluded at home is that they were thought liable to sexual seduction (or other mischief) if they ventured out unescorted (Sacks â€Å"Greece†).Women were predominately seen as mothers – they would be married off at a very young age, begin bearing children as soon as possible, and consequently died much younger than men, often during childbirth. Women were taught not to speak unless spoken to, and were required to tag along beside their husbands the rare times they were ever permitted to leave the house. Although Athens was the birthplace of democracy and was one of the most progressive cities i n history, they still stripped women of some of the most basic equality rights (Brown, Lecture, 2012).Athenian culture perpetuated the gender stereotypes that began in Mesopotamia and exaggerated them to ostracize women in society more than the Mesopotamians or Lacedaemonians ever did. Women and men were separated not only in their social roles and responsibilities, but also in their legal rights and punishments. In Mesopotamia, citizens were under the command of Hammurabi’s code. Although this code was harsh in general, it is important not to compare the laws and punishments to modern or post-modern practices, but instead to compare Mesopotamian legal treatment of men vs. omen. Where men had to pay monetary fines for crimes that broke Hammurabi’s code, most times women had to pay with their lives. With more serious crimes, Hammurabi seemed to follow the â€Å"eye for an eye† philosophy when it came to men, but women were once again subjected to more serious pun ishments, and men were permitted to add to the abuse: â€Å"In addition to the punishments for a man’s wife that are written on the tablet, a man may whip his wife, pluck out her hair, mutilate her ears, or strike her† (Brophy 33).However, while men could physically abuse their wives with no penalty, women were sentenced to physical punishment if they laid a hand on their husbands. The one accommodation that the Code made for women is that they were allowed to own property. If the scenario arose where a woman was widowed, they would inherit the land that her late husband owned. Although the Code of Hammurabi was an effective ruling tool in Mesopotamia, it created a double standard that is still prevalent in society today. This double standard is seen not only in Mesopotamian culture, but in theAthenian society as well. The Athenians treated women as subservient and inferior, so naturally the laws would favor the males in the society over the females. Similarly to the M esopotamians, the punishments for women were more severe than those for men. Women had no rights in society, while most free men had the right to vote in the original democracy, whether it was in the Assembly or the Council of 500 (Brown, Lecture, 2012). Since the Athenian double standard is more extreme than the Mesopotamian one, it seems clear that their law codes would in turn be more extreme.Athens solidified the gender inequality between men and women, and it lasted through pre-modern, modern, and post-modern eras. One of the cultures that went against the grain of gender inequality is the Lacedaemon society. Because the society was more inclined to equality between genders, the laws were more predisposed to be fairer towards women. Although the voting rights were similar to Athens, where only free men could vote, the women still had more rights than they ever would in Athens or Mesopotamia.As aforementioned, women were educated on how to run an estate in Lacedaemon, so even at a young age they had more privileges than women in other cultures (Brown, Lecture, 2012). Since women were so essential in the society, their rights, as well as their punishments for broken laws, would naturally follow the same trend and be relatively evenly matched. After seeing all of these variances between different cultures, a logical progression of thought would lead one to ask, why? Why is there some much differentiation between cultures in the same time period, and even in similar geographical locations?The answer may lie in a group of people called the Dorians. The Dorians invaded and conquered the ancient city of Mycenae, taking the Mycenaeans as slaves (Brown, Lecture, 2012). Later on, the city developed into Lacedaemon. This sort of shift in power happened only in the Lacedaemon civilization, not in both the Mesopotamians and Athenians. It could be that the Lacedaemonians, so afraid of a slave uprising with their new political paradigm, developed a different system of g ender roles to try to remedy the potential situation (Sacks â€Å"Sparta†).This could be the reason that Lacedaemon differed so greatly from the other two civilizations, while Athens and Mesopotamia – although they has some dissimilarities – were relatively parallel to each other. Overall, each culture has at least some level of gender inequality woven throughout the society, despite the variances between levels of different cultures. No matter the level or severity of gender separation, it is indisputable that women were treated as subservient and inferior to men.The developing Western civilization began a double standard between men and women that would perpetuate through thousands of generations, and is still prevalent today. This inequality between genders can be clearly identified in the ancient traditions, laws, customs and social structure. The issues of women’s rights, uneven distribution of responsibilities and privileges, and unequal treatment b ased on gender are obviously not going away any time soon, because they have endured through thousands of years of societal development. Even post-modern era thinkers cannot eliminate this disparity.The everlasting discrepancies between genders are more a result of Athenian and Mesopotamian customs, rather than Lacedaemonian. Western civilization has always been, and very may always be, male-dominated. Works Cited Brophy, James M. , Cole, Joshua. , Epstein, Steven. , Robertson, John. Perspectives from the Past: Primary Sources in Western Civilizations from the Ancient Near East through the Age of Absolutism. New York: W. W. Norton & Co. , Inc. Print Brown, K. M. 2012. Lecture. York College of Pennsylvania. Radner, Karen. gender structures and roles in ancient Mesopotamia. † Encyclopedia of Society and Culture in the Ancient World. New York: Facts On File, Inc. , 2008. Ancient and Medieval History Online. Facts On File, Inc. Sacks, David. â€Å"Sparta. † Encyclopedia of the Ancient Greek World, Revised Edition. New York: Facts On File, Inc. , 2005. Ancient and Medieval History Online. Facts On File, Inc. Sacks, David. â€Å"women in ancient Greece. † Encyclopedia of the Ancient Greek World, Revised Edition. New York: Facts On File, Inc. , 2005. Ancient and Medieval History Online. Facts On File, Inc.

A College Degree Is Worth the Effort and Expense Essay

In today’s economy many people wonder if a college degree is worth the time, effort, and expense it takes to complete it. I, a twenty-seven year old who did not think it was worth it when I graduated from high school, have changed my position on the issue. I have had experience in today’s workforce and it is not easy to find a satisfying job with only a high school diploma and it is extremely difficult to find a job with decent pay and any benefits in which you have a chance of advancing in that career. These things are essential for a productive and fulfilling life. I believe that getting a college degree is well worth the time, effort, and expenses. A report by the Pew Research Center found that college graduates make about $550,000 more than high school graduates over the course of their careers (Cass). This shows the significantly larger income opportunities of having a college degree versus only a high school diploma. Imagine the difference of making $465,000 compared to $1,015,000 over a thirty year career? Breaking that down for $465,000 would be $15,500 a year, $1,291. 67 a month, $300. 39 a week, and $7. 51 a hour compared to $1,015,000 or $33,833. 33 a year, $2,819. 44 a month, $655. 68 a week, and $16. 39 a hour. It is a big difference! In today’s workforce we have an increase in unemployment. The unemployment rate in 2010 was 5. 4 percent for people with bachelor’s degrees and less for those with higher degrees, according to the U. S. Bureau of Labor Statistics. Meanwhile, 7 percent of those with associate’s degrees and 10. 3 percent of those with only a high school diploma were out of work (Cass). This shows that obtaining a college degree enhances chances of becoming gainfully employed. Charles Wallace also writes about the demands of our workforce and our need for college education. Wallace quotes a report that â€Å"estimates the economy will create about 47 million jobs by 2018, including 14 million new jobs and 33 million jobs replacing workers who leave or retire. About 33 percent of those jobs will require a bachelor’s degree and another 30 percent will require an associate’s degree or at least some college training. Only a third will be available to people with a high  school diploma or less. † The cost of college has increased more than many other things in today’s society, in fact â€Å"the cost of college has nearly doubled in the past 10 years, while housing costs and the overall Consumer Price Index have risen less than 25 percent† (Cass). However the rewards you can get from college still outweigh the effort and expense at least for now. The government is trying to help ease the burden, â€Å"starting in July 2014, loan recipients will have to devote only 10 percent of their income to loan repayments, rather than 15 percent. And those loans will be forgiven after 20 years, rather than the current 25 years† (Brooks). If the costs continue to rise so dramatically then the costs will eventually begin to outweigh the rewards. However when you look at the rewards you have to look at more than just the financial gains; there are many other rewards to consider such as health insurance, retirement plans, experience with more diverse cultures, and the positive self-improvements that come with college education. As Charles Nelson, writer of the essay, â€Å"Investing in Futures: the Cost of College† states, â€Å"degrees pay off in other ways too. College exposes students to new issues and subject areas; it helps students to consider the value of things that might otherwise seem pointless; college graduates may lead more rewarding lives, being more mentally engaged by their surroundings (333). I believe a college education is a very important investment. It outweighs the costs many times over. College education opens many doors and lasts a lifetime. It increases the ability to understand other societies, helps to explore options that may have never been considered before, and contributes to a greater sense of self fulfillment and self-worth.

The Appeal of Euthanasia essays

The Appeal of Euthanasia essays Euthanasia derived from the Greek language which means good death. Euthanasia is the practice of ending a life to release an individual from suffering an incurable disease or intolerable pain. Having to lay in bed twenty-four hours a day is no way to live a life. People that suffer from a serious disease should have the right to die by euthanasia. There is no need for someone to suffer in bed 24 hours a day with machines running into your body for you, or even without machines but living a life of misery. Medical advancements have given us this ability to keep people alive, but we should respect the right to end the life if necessary. This right isn't respected throughout and is illegal in almost every other country. The United States has legalized euthanasia in the state of Oregon and only that. This is a very touchy subject when it comes to discussion and is one that needs to be brought to strong attention. The terminally ill shouldn't have to wait and die a death as the disease takes over their body, they should be able to die with dignity and make their own choice. The option should be there for the taking and not able to be denied by people who don't even understand what true suffering really is. Thomas Youk, age 52, suffered from amyotrophic lateral sclerosis, also known as Lou Gehrig 's Disease. This disease slowly weakens nerves and muscles, causing difficulty breathing, paralysis and a final outcome of death. This man was forced to live with this disease and was in constant agony and terrified to choke on his own saliva, not to mention was forced to eat through a feeding tube. No legal ways were in action to allow for an active euthanasia to be performed so the family in turn contacted Dr. Kevorkian. Nicknamed "doctor death", Kervorkian was the most known advocate of euthanasia for people suffering from an incurable or fatal disease. He has suggested performing more than 1...

Italian Diminutives - Alterati Diminutivi

Italian Diminutives - Alterati Diminutivi In Italian, diminutives (alterati diminutivi) are a category of altered words (alterati) in which the meaning of the base word is attenuated or diminished in some sense. Examples include sassolino (a pebble), spiaggetta (small beach), tastierina (keypad), and visitina (short visit). Forming Diminutives With Suffixes Diminutives can be formed with the suffixes: -ino: mamma  Ã‚ »Ã‚  mamminamother, mom  Ã‚ »Ã‚  mommy minestra  Ã‚ »Ã‚  minestrinasoup  Ã‚ »Ã‚  broth pensiero  Ã‚ »Ã‚  pensierinothought, worry  Ã‚ »Ã‚  small gift, a little present ragazzo  Ã‚ »Ã‚  ragazzinoboy  Ã‚ »Ã‚  young boy, little boy, kid bello  Ã‚ »Ã‚  bellinobeautiful  Ã‚ »Ã‚  cute difficile  Ã‚ »Ã‚  difficilinodifficult, complicated  Ã‚ »Ã‚  minor difficulty The suffix -ino has two variants with an infix (interfisso) (element inserted between the base and the suffix): -(i)cino and -olino. Here are some examples: bastone  Ã‚ »Ã‚  bastoncinowalking stick, cane, scepter, rod  Ã‚ »Ã‚  stick, twig, switch libro  Ã‚ »Ã‚  libric(c)inobook  Ã‚ »Ã‚  booklet sasso  Ã‚ »Ã‚  sassolinorock, boulder  Ã‚ »Ã‚  small stone, pebble topo  Ã‚ »Ã‚  topolinomouse, rat  Ã‚ »Ã‚  baby mouse freddo  Ã‚ »Ã‚  freddolinocold  Ã‚ »Ã‚  brisk magro  Ã‚ »Ã‚  magrolinothin, lean, slim, spare  Ã‚ »Ã‚  skinny In spoken Italian there are also avverbi alterati: presto  Ã‚ »Ã‚  prestinosoon, early, quickly  Ã‚ »Ã‚  somewhat quickly tanto  Ã‚ »Ã‚  tantinoso much, very  Ã‚ »Ã‚  a fair amount tardi  Ã‚ »Ã‚  tardinolate  Ã‚ »Ã‚  barely late The modifying suffix -ino is most frequently used with suffix combinations: casa  Ã‚ »Ã‚  casetta  Ã‚ »Ã‚  casettina, gonna  Ã‚ »Ã‚  gonella  Ã‚ »Ã‚  gonnellina. -etto: bacio  Ã‚ »Ã‚  bacettokiss  Ã‚ »Ã‚  little kiss, peck camera  Ã‚ »Ã‚  camerettabedroom  Ã‚ »Ã‚  small bedroom casa  Ã‚ »Ã‚  casettahouse  Ã‚ »Ã‚  cottage, small house lupo  Ã‚ »Ã‚  lupettowolf  Ã‚ »Ã‚  wolf cub, cub scout basso  Ã‚ »Ã‚  bassettoshort  Ã‚ »Ã‚  shrimp, pipsqueak piccolo  Ã‚ »Ã‚  piccolettosmall  Ã‚ »Ã‚  shorty A combination of suffixes is common: scarpa  Ã‚ »Ã‚  scarpetta  Ã‚ »Ã‚  scarpettinao, secco  Ã‚ »Ã‚  secchetto  Ã‚ »Ã‚  secchettino. -ello: albero  Ã‚ »Ã‚  alberellotree  Ã‚ »Ã‚  sapling asino  Ã‚ »Ã‚  asinellodonkey  Ã‚ »Ã‚  little or young donkey paese  Ã‚ »Ã‚  paesellovillage  Ã‚ »Ã‚  hamlet rondine  Ã‚ »Ã‚  rondinellaswallow  Ã‚ »Ã‚  baby swallow cattivo  Ã‚ »Ã‚  cattivellobad, wicked  Ã‚ »Ã‚  mischievous, naughty povero  Ã‚ »Ã‚  poverellopoor  Ã‚ »Ã‚  poor person This suffix has variants with the interfixes -(i)cello and -erello: campo  Ã‚ »Ã‚  campicellofield  Ã‚ »Ã‚  small field informazione  Ã‚ »Ã‚  informazionecellainformation  Ã‚ »Ã‚  small piece of information fatto  Ã‚ »Ã‚  fatterellofact, event, occurrence  Ã‚ »Ã‚  minor matter, anecdote fuoco  Ã‚ »Ã‚  f(u)ocherellofire  Ã‚ »Ã‚  small fire Often there is a combination of suffixes: storia  Ã‚ »Ã‚  storiella  Ã‚ »Ã‚  storiellina, buco  Ã‚ »Ã‚  bucherello  Ã‚ »Ã‚  bucherellino. -uccio (has a pejorative connotation or, more commonly, is a term of endearment): avvocato  Ã‚ »Ã‚  avvocatucciolawyer  Ã‚ »Ã‚  shyster casa  Ã‚ »Ã‚  casucciahouse  Ã‚ »Ã‚  small cozy house cavallo  Ã‚ »Ã‚  cavallucciohorse  Ã‚ »Ã‚  small horse, seahorse caldo  Ã‚ »Ã‚  calduccioheat  Ã‚ »Ã‚  warmth freddo  Ã‚ »Ã‚  fredducciocold  Ã‚ »Ã‚  coldness, coolness A variant of -uccio is -uzzo: pietra  Ã‚ »Ã‚  pietruzza. -icci(u)lo: asta  Ã‚ »Ã‚  asticci(u)olapole (for vaulting), rod, lance  Ã‚ »Ã‚  small rod; the shaft of an arrow or a pen festa  Ã‚ »Ã‚  festicciolafeast, holiday, vacation  Ã‚ »Ã‚  small party porto  Ã‚ »Ã‚  porticcioloharbor  Ã‚ »Ã‚  small harbor Sometimes also has a pejorative sense: donna  Ã‚ »Ã‚  donnicci(u)ola. -ucolo (has a pejorative connotation): donna  Ã‚ »Ã‚  donnucolawoman  Ã‚ »Ã‚  silly woman maestro  Ã‚ »Ã‚  maestrucoloteacher  Ã‚ »Ã‚  ignorant, incompetent teacher poeta  Ã‚ »Ã‚  poetucolopoeta  Ã‚ »Ã‚  scribbler, rhymster -(u)olo: faccenda  Ã‚ »Ã‚  faccenduolamatter, business, affair  Ã‚ »Ã‚  small chore montagna  Ã‚ »Ã‚  montagn(u)olamountain  Ã‚ »Ã‚  mound poesia  Ã‚ »Ã‚  poesiolapoetry  Ã‚ »Ã‚  limerick, a small poem Note also the alterazione with -olo, which occurs mostly in combination with another suffix: nome  Ã‚ »Ã‚  nomignoloname  Ã‚ »Ã‚  nickname via  Ã‚ »Ã‚  viottolostreet  Ã‚ »Ã‚  lane medico  Ã‚ »Ã‚  mediconzolo (pejorative connotation)doctor  Ã‚ »Ã‚  quack For the suffix -iciattolo see below. -otto: contadino  Ã‚ »Ã‚  contadinottofarmer, peasant  Ã‚ »Ã‚  poorly educated countryman pieno  Ã‚ »Ã‚  pienottofull, packed, teeming with  Ã‚ »Ã‚  pot-bellied giovane  Ã‚ »Ã‚  giovanottoyoungster  Ã‚ »Ã‚  young man, bachelor ragazzo  Ã‚ »Ã‚  ragazzottoboy  Ã‚ »Ã‚  sturdy boy basso  Ã‚ »Ã‚  bassottolow, short  Ã‚ »Ã‚  squat Can denote a young animal: aquila  Ã‚ »Ã‚  aquilottoeagle  Ã‚ »Ã‚  eaglet lepre  Ã‚ »Ã‚  leprottohare  Ã‚ »Ã‚  baby hare passero  Ã‚ »Ã‚  passerottosparrow  Ã‚ »Ã‚  young sparrow -acchiotto (can be a diminutive or term of endearment): lupo  Ã‚ »Ã‚  lupacchiottowolf  Ã‚ »Ã‚  wolf cub orso  Ã‚ »Ã‚  orsacchiottobear  Ã‚ »Ã‚  bear cub, teddy bear volpe  Ã‚ »Ã‚  volpacchiottofox  Ã‚ »Ã‚  fox cub, sly person furbo  Ã‚ »Ã‚  furbacchiottosly, cunning, shrewd, astute, clever  Ã‚ »Ã‚  cunning person (wily old fox) -iciattolo (can be a diminutive or term of endearment): febbre  Ã‚ »Ã‚  febbriciattolafever  Ã‚ »Ã‚  slight fever fiume  Ã‚ »Ã‚  fiumiciattoloriver  Ã‚ »Ã‚  stream libro  Ã‚ »Ã‚  libriciattolobook  Ã‚ »Ã‚  small book mostro  Ã‚ »Ã‚  mostriciattolomonster  Ã‚ »Ã‚  little monster

International Sales Contracts & Carriage of Goods by Sea Essay

International Sales Contracts & Carriage of Goods by Sea - Essay Example This essay will dwell on two terms of sale: the CIF and FOB. It will discuss their distinction and how Incoterms 2010 affected these terms of sale. It will attempt to find out which of these two terms is viable to the 21st century traders. C.I.F and F.O.B : Their Distinct Characteristic and how they work The terms C.I.F. and F.O.B are two abridged business terms. Both are used in international trade covered by carriage of goods by sea. The term C.I.F is an abbreviation of Cost, Insurance and Freight. If the Contract of Carriage contains price quotation on C.I.F, it presupposes that the seller will shoulder the payment of cost of crating and packaging, insurance and the freightage. Here, the carrier is considered an agent of the seller. The ownership of the goods is retained by the seller throughout the trip and passes to the buyer upon reaching the point of destination and the cargo is discharged in favor of the buyer.1 C.I.F requires the seller of the goods to arrange for the carria ge of goods by sea to a port of destination and provide the buyer the documents necessary to obtain the cargo from the carrier. 2 According to Villanueva the insurable interest is with the seller and the taxes are not due as the sale is deemed perfected only upon reaching point of destination.3 One of the significant features of a CIF contract lies in the performance of the bargain, which is to be fulfilled by the delivery of documents and not by actual physical delivery of goods or shipment by the seller according to the case of Manbre S. Co. Ltd. v Corn p. Co. Ltd. 4 The Term F.O. B. is the abbreviation of the terms of sale Free On Board. Here, if the contract of carriage contains price quotation with FOB, the seller is presumed to comply with the obligation to deliver the goods to the vessel. The one responsible for payment of the freightage is the buyer and the vessel or carrier is an agent of the buyer. Hence, delivery to the carrier is delivery to the buyer. Under this term, t he buyer acquires ownership over the goods upon delivery by the seller to the carrier. The buyer here now has insurable interest and the sale has been considered perfected upon delivery to the vessel.5 The term FOB, which is one of the popular commercial terms, is commonly used and misused. Though frequently used to describe inland movement of cargo, it is specifically refers to ocean or inland waterway transportation of goods. 6 In both CIF and FOB, there is intervention of the carrier. Both terms also use bill of lading, which is a document of title that denotes ownership of cargo or goods, which can only be transferred by endorsement. The carrier issues this document whenever the carrier ships merchandise, goods or cargo. 7 Responsibilities and Duties in CIF and FOB Contacts Compared One of the differences between the CIF Contracts and FOB Contracts lies in the following areas: In CIF, the insurable interest is with the seller while in FOB, the insurable interest is with the buye r. Another important difference between FOB and CIF contract is that, FOB contract specifies the port of loading, however CIF contract specifies the port of arrival.8 The difference between the two terms of sale pertains to the rights and duties of the seller and buyer. The primary duty of the seller in FOB contract is loading. 9 And the buyer specifies the vessel on a port nominated by the buyer and on which the goods are to be

Exam Study Guide Essay Example | Topics and Well Written Essays - 1250 words

Exam Study Guide - Essay Example Pure Food and Drug Act of 1906 was a major piece of a legislation in the Progressive Era that was signed by the then President, Theodore Roosevelt which recognized the U.S. pharmacopeia and the national formulary as the standard authorities for drugs. Lewis Hine was an American sociologist and a photographer who used pictures and the camera as a tool for bringing social reforms to the U.S. his photographs played a key role in in changing the labor laws of the United States. Conservation Movement was aimed at preserving and protecting the American wildlife, , wild lands and other natural resources that took place between 1890 and 1920. The War of 1898, sometimes referred to as the Spanish-American War was a conflict between the Spain and the United States which resulted from the American intervention in the Cuban war of independence. Philippine War, commonly referred to as the Philippine war of independence was an armed conflict that took place between the United States and the Filipi no revolutionaries between 1899 and 1902. W.E.B. Dubois, a co-founder of the national association for the advancement of colored people was an American sociologist, historian, and civil rights activist, a pan Africanist, who coupled as both an author and an editor, born in February 23 1868. NAACP in an abbreviation for the national association for the advancement of colored people, which was an organization founded in 1909, to advocate for African-American civil rights Ida Wells Barnett was an African-American journalist, a newspaper editor, a suffragist, a sociologist and an early leader of the civil rights movement famous for documenting the article, lynching in the United States which showed how the blacks who chose to compete with the whites were punished. Committee on Public Information during World War I, was an independent agency of the government of the United States that was created with an aim of influencing the public opinion of the citizens of the American participation in the First World War. Post World War I â€Å"Red Scare† signified the increase of fear of imminent rise of communism or racial leftism that was commonly used by anti-leftist proponents, which in the United States was marked by revolution of the workers and the political radicalism. Immigrant Restriction Act of 1924 also referred to as the Johnson-Reed Act was a federal law of the United States which was enacted in 1921 that limited the number of people who could be admitted from any country in the world. Ku Klux Klan is an ongoing racist and anti-semantic movement that uses extreme violence to achieve the goals of racial segregation and white supremacy, founded in mid 1860s, whose members adopted white robes, masks and hats that were purposed at scaring people. Great Migration was the mass movement of more than 6 million African-Americans out of the rural states of southern America that took place for the most period of 20th century to the Northeast, Midwest and the West. H arlem Renaissance was a phase of larger New Negro movement which emerged in the early 20th century, and which ushered in the civil rights movement of the late 1940s and early 1950s, which blossomed in African American culture that mostly used creative arts. American automobile was the name given to the vehicles that were produced in America